Members over 40 now have access to Destination Retirement – a free digital service designed to make retirement planning simpler and clearer.
Thinking about retirement can be daunting. When can you afford to stop working? How much income will you have? Will your savings last? These are big questions, and until now, getting clear answers often meant paying for financial advice or trying to figure it out alone.
That’s why the Fund has arranged free access for members to Destination Retirement, a digital planning tool that takes the guesswork out of retirement planning.
How Destination Retirement helped Nicola shape her future
Nicola shares how the planning tool gave her clarity about her retirement options.
Ready to start planning?
Visit hubfinancialsolutions.co.uk/mmcuk to create your free retirement plan. There's no obligation – explore at your own pace.
What you get
It’s completely free to use
Create personalised retirement plans, explore different scenarios, and get a clear picture of your options without paying anything. You only pay if you choose to activate your plan and want ongoing professional support.
Everything in one place
Bring together all your pensions and savings, to get a complete view of your retirement finances.
Flexible and easy to update
Life changes, and your retirement plan can change with it. Whether you want to explore retiring earlier, working part-time, or adjusting your lifestyle goals, you can update your plan anytime.
Professional support available
While the planning tools are self-service, you’re not on your own. UK-based retirement specialists are available via phone or webchat to answer questions. And if you want help implementing your plan, that support is available too.
See how it works
Watch a step-by-step walkthrough of creating your retirement plan.
Questions about Destination Retirement
Why is this only available to members aged 40 and over?
The tool is designed for members closer to retirement age who can benefit most from detailed planning. If you're under 40, you still have access to other retirement resources and tools here on the website.
Do I have to use this service?
No, it's completely optional. It's available whenever you're ready.
Will this cost me anything?
The planning tool is free to use. You only pay if you decide to activate your retirement plan and want ongoing professional support.
What if I need help using the tool?
UK-based retirement specialists are available via phone or webchat to answer your questions.
Getting started
Members aged 40 and over can explore Destination Retirement by visiting hubfinancialsolutions.co.uk/mmcuk
There’s no obligation to use the service, but it’s there whenever you’re ready to start planning.
For more information about the retirement resources available to you, visit our Retirement page
Destination Retirement is part of Mercer Retirement Services – a suite of options the Fund has made available to help members shape their future. The MMC UK Pension Fund acts as an introducer to this service.